Smart Contracts Fueling eVow.io Platform

Decentralized Community Savings (ROSCA) built on Hedera – Xitique OnChain automates group contributions, penalties, and governance using smart contracts.

A secure Express.js backend for ROSCA management, built with MongoDB and Node. Provides RESTful APIs for groups, authentication with JWT, contributions, payouts, and cycle tracking. Ensures reliable data persistence and real-time synchronization with the React frontend in the MERN stack.

A modern web-based frontend for managing Rotating Savings and Credit Associations (ROSCA). Built with React, this application provides an intuitive interface for members to join groups, contribute funds, track payouts, and monitor cycles in real time.